Utica National: Real Estate Insurance Appetite
Utica National is a standard/admitted carrier. Utica Mutual Insurance Company is licensed in all 50 states, DC, and PR. Other member companies like Utica Lloyd's of Texas operate in specific states.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Businessowners Policy (BOP): Comprehensive coverage for small to medium-sized businesses with specialized options. (includes Backup of sewer or drain, Blanket additional insureds, Cyber liability)
- Workers' Compensation: Focuses on quality medical care and fast return-to-work through the Uti-CARE program. (includes Right Pay (pay-as-you-go billing), Uti-CARE (Medical Case Management))
- Commercial Auto: Coverage for business-owned vehicles.
- Commercial Umbrella: Extra liability protection above primary policies.
Limitations
- Does not offer EPLI — may need separate placement
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