StandardVerified Q1 2026
Source: Erie Insurance — Business Insurance
Erie Insurance: Real Estate Insurance Appetite
Erie covers real estate firms through their general commercial platform. Real estate agencies and property management companies in Erie's territory can get competitive GL, property, and WC coverage. For E&O coverage for real estate agents and brokers, pair with CNA or a dedicated real estate E&O market. Erie is strongest for small real estate offices and local property managers.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Business Owners Policy (BOP) |
| Umbrella/Excess |
Premium Range
$2,000-$10,000
Typical annual premium
Target States
12 states + DC (IL, IN, KY, MD, NC, NY, OH, PA, TN, VA, WV, WI)
Key Features
- Commercial property coverage for office buildings and investment real estate
- GL and BOP for real estate agencies and property management companies
- Workers' comp for office and property management staff
- Strong local agent network understands regional real estate markets
Limitations
- Only available in 12 states + DC
- No dedicated real estate E&O product highlighted — may need separate placement
- Large commercial real estate portfolios may need higher capacity carriers
Compare Other Carriers for Real Estate
Progressive CommercialStandard
$1,800-$10,000
TravelersStandard
$3,000-$20,000
CNAPreferred
$4,000-$25,000
HiscoxStandard
$600-$4,000
ERGO NEXT InsurancePreferred
$500-$3,000
The HartfordStandard
$2,500-$20,000
EMPLOYERS HoldingsStandard
$600-$4,000
AcuityStandard
$2,000-$12,000
biBERKPreferred
$1,000-$8,000
AmTrust Financial ServicesStandard
$1,500-$10,000
BTISPreferred
$2,000-$15,000
Pie InsuranceStandard
$500-$4,000