ISC: Real Estate Insurance Appetite
ISC is a standard/admitted carrier. Online quoting available. Construction, Excess for Everything, and Allied Health are nationwide. Investor Property and Trucking PD/Cargo are in 48 states. Domestic Long Haul Trucking is Texas-only. Ghost Policy availability varies by map.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- ADVANTAGE General Liability: ISO form GL coverage (occurrence) positioned above Plus with broader benefits. (includes Additional Insured - ongoing ops, Additional Insured - completed ops, Per-project aggregate)
- Investor Property Program (IPP): Property insurance solution for real estate investors owning multiple properties. (includes Business Personal Property, Equipment Breakdown, Swimming Pool Liability)
- 1-8 Unit Dwellings (DP3): Insurance for midsize residential redevelopments and rental dwellings. (includes Earthquake, Inland Marine, Loss Assessment)
- Hospitality Program: Comprehensive insurance for restaurants, bars, and taverns. (includes Assault & Battery, Hired & Non-Owned (No Delivery), Equipment Breakdown)
Limitations
- Does not offer EPLI — may need separate placement
- Requires 3+ years in business
Compare Other Carriers for Real Estate
$1,800-$10,000
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