USLI: Real Estate Insurance Appetite
USLI is a standard/admitted carrier. Operates in all 50 states and the District of Columbia. Availability and coverage (admitted vs. non-admitted) vary by product and state. Targets businesses with up to 500 employees.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Umbrella/Excess |
| Employment Practices Liability |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Property Owners: Coverage for dwellings, vacant buildings, offices, and residential/commercial condominium owners. (includes Equipment Breakdown available)
- Main Street Mercantile: Insurance options for more than 75 different types of retail businesses like book stores, florists, and art galleries. (includes Property enhancement endorsements available)
- Schools and Learning Centers: Coverage for more than 30 types of schools including music, tutoring, dance, and cooking schools. (includes Abuse and molestation coverage available)
- Beauty, Barber and Nail: Designed for salons and independent operators with up to $3 million in annual sales. (includes Incidental massage and tanning operations considered)
Limitations
- Does not offer Workers Comp — may need separate placement
- Maximum revenue limit: $15.0M
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