Source: biBERK — Real Estate Insurance
biBERK: Real Estate Insurance Appetite
biBERK has one of the most comprehensive real estate insurance pages in the market, covering buyer's agents, seller's agents, dual agents, property managers, landlords, mortgage companies, title agents, and appraisers. Their breadth of real estate profession coverage is a differentiator. For small real estate offices and individual agents, biBERK is a very competitive option for E&O and GL. Agents competing against biBERK should emphasize claims handling experience and portfolio risk management.
Available Lines
| Line of Business |
|---|
| General Liability |
| Professional Liability |
| Workers' Compensation |
| Business Owners Policy (BOP) |
| Umbrella/Excess |
| Cyber Liability |
Premium Range
$1,000-$8,000
Typical annual premium
Target States
All 50 states (varies by line)
Key Features
- Dedicated real estate insurance page covering a wide range of real estate professions
- E&O coverage for real estate agents, brokers, appraisers, title agents, and property managers
- Covers buyer's agents, seller's agents, dual agents, and commercial landlords
- Up to 20% savings on real estate professional liability
- Online quoting and policy management for real estate professionals
Limitations
- Direct-to-business only — not available through independent agents
- Large commercial real estate portfolios may need higher capacity carriers
- REIT and institutional real estate may exceed small business scope
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