StandardVerified Q1 2026
Source: Hiscox — Real Estate Insurance
Hiscox: Real Estate Insurance Appetite
Hiscox is a great option for solo real estate agents and small brokerages that need E&O and basic GL coverage. Their online quoting makes it easy to bind quickly for new agents who need coverage to join a brokerage. For property management firms with real property portfolios, Travelers or CNA are better choices.
Available Lines
| Line of Business |
|---|
| General Liability |
| Professional Liability |
| Business Owners Policy (BOP) |
Premium Range
$600-$4,000
Typical annual premium
Target States
All 50 states
Key Features
- E&O coverage for real estate agents, brokers, and property managers
- Online quoting with fast binding for small real estate firms
- BOP available for real estate offices under $2M in revenue
- Low minimum premiums for solo agents and small brokerages
Limitations
- No commercial property coverage for investment properties or rental portfolios
- No workers' comp or umbrella available
- Firms managing more than 200 units need a larger market like Travelers or CNA
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