Central Insurance Companies: Real Estate Insurance Appetite
Central Insurance Companies is a standard/admitted carrier. Pollution Liability not available in New Hampshire, New York, or Texas.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Employment Practices Liability |
Premium Range
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Typical annual premium
Target States
25 states (IL, IN, KY, MI, OH, and more)
Key Features
- Business Owner's Policy: Provides building and business personal property and business liability coverage for small businesses. (includes Business Owner’s Property Plus, Business Owner’s Liability Plus)
- Commercial Auto: Coverage for vehicles owned or leased by businesses, including liability and property damage. (includes Auto Dealers Insurance Policy)
- Commercial Property: Protects against property and income losses from covered causes. (includes Premier, Premier Plus, Business Income/Actual Loss Sustained)
- Workers' Compensation: Covers nonfatal workplace injuries and illnesses while providing resources for safety and cost control. (includes Loss Control, 24/7 Nurse Hotline, Return to Work program)
Limitations
- Does not offer Umbrella — may need separate placement
- Available in 25 states only — verify availability in your state
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$1,800-$10,000
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