EMC Insurance: Real Estate Insurance Appetite
EMC Insurance is a standard/admitted carrier. Online quoting available. EMC provides insurance products in more than 40 states. Workers' compensation and Liquor Liability are only available in select states/territories.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
Premium Range
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Typical annual premium
Target States
51 states
Key Features
- Business owners policy insurance: An all-in-one solution protecting small businesses from property damage, theft, customer injuries, and more. (includes Building and contents, Outdoor property, Lost revenue from a claim)
- General Liability Insurance: Helps protect businesses from unexpected expenses due to accidents, injuries, or property damage. (includes Bodily injury and property damage, Products and completed operations, Independent contractors)
- Workers’ compensation coverage: Offers compensation to employees if they get injured or become disabled as a result of their job. (includes Medical treatment, Rehabilitation, Lost wages)
- Commercial property insurance: Provides protection for a business’s physical assets, including buildings, equipment, inventory, and furniture. (includes Business Personal Property (BPP), Personal Property of Others, Commercial Output Program (COP))
Limitations
- Does not offer EPLI — may need separate placement
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