DUAL: Real Estate Insurance Appetite
DUAL is a standard/admitted carrier. Online quoting available. Most programs (Cyber, PL, Transactional, Surety, WC) are nationwide. E&S Auto is currently active in CA and TX. E&S Property has significant coastal restrictions and habitational prohibitions in TX, OK, KS, NE, AR, MO, IA, and KY.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Construction Insurance (includes Occurrence form (ISO CG 00 01), Employee Benefits Liability (EBL))
- Cyber & Technology Professional Liability (includes Breach response costs outside limits, Business interruption, Cyber crime and invoice manipulation)
- Product Contamination & Recall: Crisis management and recall coverage for manufacturers, wholesalers, and retailers. (includes Crisis consultancy costs, Loss of gross profit, Recall costs)
- Specialty Healthcare: Insurance for a wide range of medical facilities and allied health services. (includes HIPAA (optional sub-limit), Sexual misconduct (optional), Hired/Non-owned auto (optional))
Limitations
- Does not offer EPLI — may need separate placement
- Maximum revenue limit: $2147.5M
Compare Other Carriers for Real Estate
$1,800-$10,000
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