PreferredVerified Q1 2026
Source: Nationwide – Real Estate Insurance
Nationwide: Real Estate Insurance Appetite
Nationwide is a top choice for real estate offices, property management companies, and small to mid-size landlords. Their ability to provide E&O for real estate agents alongside BOP and commercial property makes them a one-stop shop. Their habitational program for apartment buildings is competitive in most states.
Available Lines
| Line of Business |
|---|
| General Liability |
| Business Owners Policy (BOP) |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
| Professional Liability (E&O) |
Premium Range
$1,500-$12,000
Typical annual premium
Target States
All 50 states and DC
Key Features
- Comprehensive BOP for real estate offices and property management firms
- Commercial property coverage for owned rental properties and portfolios
- Professional liability (E&O) for real estate agents and brokers
- Habitational coverage for apartment buildings up to 100 units
- Loss of rental income coverage for investment properties
Limitations
- Real estate developers during active construction need builders risk separately
- Large commercial property portfolios over $50M TIV require specialty placement
- HOA and condo association master policies need specialty habitational markets
Compare Other Carriers for Real Estate
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TravelersStandard
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CNAPreferred
$4,000-$25,000
HiscoxStandard
$600-$4,000
ERGO NEXT InsurancePreferred
$500-$3,000
The HartfordStandard
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EMPLOYERS HoldingsStandard
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AcuityStandard
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Erie InsuranceStandard
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biBERKPreferred
$1,000-$8,000
AmTrust Financial ServicesStandard
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BTISPreferred
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Pie InsuranceStandard
$500-$4,000
Liberty MutualStandard
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ChubbPreferred
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Cincinnati FinancialStandard
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Hanover InsuranceStandard
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Auto-Owners InsuranceStandard
$1,200-$10,000
Guard Insurance GroupStandard
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Markel CorporationStandard
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Coterie InsuranceStandard
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Selective Insurance GroupStandard
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Kinsale Capital GroupStandard
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InsureonStandard
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