Patriot Insurance ME: Real Estate Insurance Appetite
Patriot Insurance ME is a standard/admitted carrier. Regional insurance (Commercial/Personal) is available in Maine, New Hampshire, and Vermont. Surety bonds are available in 47 states (excluding AK, CA, HI). Life insurance is available in many states across the Midwest, Southeast, and Northeast.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
| Employment Practices Liability |
Premium Range
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Typical annual premium
Target States
ME, NH, VT
Key Features
- Businessowner Policy: Designed for small businesses in specific industries like Construction, Offices, and Retail. (includes Employee dishonesty, Replacement property coverage (building, contents, signs), Lost income replacement (up to 12 months))
- Commercial Package Policy: Designed for mid-to-large-sized businesses, combining several coverage types into one comprehensive policy. (includes Bodily injury on premises, Settlement and defense of lawsuits)
- Commercial Auto: Coverage for fleets of varying sizes and vehicle types. (includes Vehicle damage, Towing coverage, Property damage)
- Workers Compensation: Protects employees and the business from losses due to work-related injuries and illnesses. (includes 24/7 Injury Triage Hotline, First Report of Injury creation, Wage replacement)
Limitations
- Available in 3 states only — verify availability in your state
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