Source: Insureon – Real Estate Insurance
Insureon: Real Estate Insurance Appetite
Insureon is a digital marketplace, not a carrier. Policies are issued through partners. For real estate, the E&O comparison across multiple carriers is the primary value. Solo agents and small brokerages can get competitive E&O + BOP quotes quickly. For property management and landlord portfolios, direct carrier placement is usually more effective.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Professional Liability (E&O) |
| Workers' Compensation |
| Cyber Insurance |
| Commercial Auto |
Premium Range
$400-$5,000
Typical annual premium
Target States
All 50 states (through carrier partners)
Key Features
- E&O comparison for real estate agents and brokers
- BOP quotes from multiple carriers for real estate offices
- Cyber liability for firms handling sensitive client data
- Partners include Hartford, Hiscox, and specialty real estate E&O markets
- Fast online application for standard real estate office profiles
Limitations
- Policies issued through carrier partners, not Insureon directly
- Commercial property for rental portfolios may have limited options
- Property management firms with large portfolios may exceed platform scope
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