CSAA Insurance: Real Estate Insurance Appetite
CSAA Insurance is a standard/admitted carrier. CSAA appoints independent agents in 31 listed states; AAA Mountain West Group explicitly mentions serving AK, AZ, Northern CA, MT, NV, UT, and WY. Coverage is explicitly not available in Hawai'i.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
Premium Range
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Typical annual premium
Target States
33 states (AZ, CO, CT, DE, DC, and more)
Key Features
- Business Owner’s Policy (BOP): Combines business property and business liability insurance into one policy (includes Property, Liability)
- Commercial Auto: Provides liability and physical damage protection for vans, trucks, cars, and other vehicles used for business (includes Liability, Physical Damage)
- Workers Compensation: Can cover the medical costs and lost wages for work-related injuries and illness.
- Commercial Umbrella: A supplemental policy that offers extra liability coverage to protect a business from expensive lawsuits.
Limitations
- Does not offer EPLI — may need separate placement
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