1Fort vs QuoteSweep
1Fort Is Free. Is It Enough?
1Fort's free Essentials tier sounds compelling — unlimited users, unlimited "markets." But look closer: their named carrier API connections total roughly a dozen, heavily weighted toward cyber. QuoteSweep connects to 550+ verified carriers across 8 lines of business. Here's the full comparison.
About these tools
1Fort is an AI-powered submission and quoting platform (NYC, $7.5M raised) offering a free Essentials tier with unlimited users and "500+ markets." Their verified carrier API connections include Coalition, GAIG, Tokio Marine, At-Bay, and Cowbell — primarily cyber-focused. 1Fort also offers white-labeled proposals, billing automation, and a customer portal.
QuoteSweep uses AI web agents to submit commercial insurance applications to 550+ carrier portals simultaneously — working with YOUR existing carrier appointments. No carrier API partnerships required.
What Is 1Fort?
1Fort positions itself as "AI for insurance agencies" and offers one of the most aggressive free tiers in the market: their Essentials plan includes unlimited users, unlimited markets, submissions, quoting, proposals, and invoicing — all free. Their website claims "300+ coverages across 500+ markets," but this requires context. "Markets" likely refers to carrier × LOB × state combinations, not unique carriers. Their named carrier API connections from public sources include Coalition, GAIG, Tokio Marine, At-Bay, and Cowbell — about a dozen carriers, heavily weighted toward cyber insurance. Premium and Enterprise tiers add carrier payables, premium financing, policy checker, white-labeling, reports, AMS integration, and API access at custom pricing. 1Fort is strongest for agencies focused on cyber insurance who want an end-to-end workflow from submission through billing. For agents who need to quote across their full carrier panel — especially regional carriers, specialty markets, and non-cyber lines — 1Fort's carrier breadth is a limiting factor.
1Fort vs QuoteSweep: Feature Comparison
| Feature | 1Fort | QuoteSweep |
|---|---|---|
| Carrier connections | ~12-15 via carrier API partnerships (6 named: Coalition, GAIG, Tokio Marine, At-Bay, Cowbell) | 550+ carriers via AI web agents — including your regional and specialty carriers |
| "Markets" vs carriers | Claims "500+ markets" — this counts carrier × LOB × state combinations, not unique carriers | 550+ unique carriers, each verified with appetite data and exclusions |
| Technology approach | Carrier API integrations + AI form filling | AI web agents — any carrier with a web portal |
| Free tier | Free Essentials: unlimited users, submissions, quoting, proposals, invoicing | Free trial (3 quotes), then $249/mo — across 550+ carriers |
| Lines of business | Commercial P&C with emphasis on cyber (5 of 6 named carriers are cyber-focused) | BOP, GL, WC, Commercial Auto, Umbrella, Professional Liability, Cyber, EPLI |
| Appetite intelligence | Not a highlighted feature — no public exclusion data | 3-tier appetite intelligence with exclusions — know who WILL and WON'T write your risk before submitting |
| Whose carriers are you quoting? | 1Fort's carrier API partnerships — commissions depend on 1Fort's carrier relationships | YOUR carrier appointments — you keep your full commission and direct carrier relationships |
| Carrier transparency | Claims "500+ markets" without publishing a carrier list | Publishes all 550+ carriers with appetite data, products, and exclusions |
| Proposal generation | White-labeled proposals with quote comparisons and cross-sell recommendations | Side-by-side quote comparison (proposal generation planned) |
| Adding new carriers | Requires carrier to build and maintain API integration with 1Fort | Days (portal mapping, no carrier cooperation needed) |
Why Agents Choose QuoteSweep Over 1Fort
553 verified carriers, not "500+ markets"
1Fort claims "500+ markets" without publishing a carrier list. We publish all 550+ carriers with appetite data, products, and exclusions. "Markets" is a carrier × LOB × state combination — a dozen carriers can generate hundreds of "markets." Unique carrier count is what matters for coverage breadth, and QuoteSweep has 30x more verified carrier connections.
Your panel, your commissions
1Fort is free because you're quoting through their carrier relationships, not yours. This means your commission structure depends on 1Fort's carrier agreements. QuoteSweep works with your own appointments — you keep your full commission, your direct carrier relationships, and your book of business portability.
8 lines, not mostly cyber
Five of 1Fort's six named carrier connections (Coalition, GAIG, Tokio Marine, At-Bay, Cowbell) are cyber-focused. If your book is primarily BOP, GL, WC, or commercial auto, 1Fort's carrier panel may not match your needs. QuoteSweep covers 8 lines of business across 550+ carriers — including the general commercial lines that make up the majority of independent agency books.
Know who WON'T write you
QuoteSweep's appetite intelligence doesn't just show which carriers are interested — it shows who explicitly excludes your risk by class code, state, and premium range. Preventing wasted submissions saves as much time as finding new markets. 1Fort doesn't publish exclusion data.
Switching from 1Fort? Here's How.
No disruption to your current workflow. Most agents are live in under 24 hours.
Book a 15-minute onboarding call
We map your carrier panel and identify which carriers QuoteSweep can automate on day one — including regional and specialty carriers that 1Fort's API partnerships don't reach.
Connect your carrier credentials
Provide your existing carrier portal logins securely. QuoteSweep uses the same portals you already use — your appointments, your commissions, your relationships.
Quote your first account across your full panel
Enter one application. Watch QuoteSweep dispatch AI agents to every carrier in YOUR panel simultaneously — not just the dozen carriers with API partnerships. Compare quotes side by side.
Compare the results
Run the same account through both tools. Count how many carriers return quotes in each. If 1Fort's free tier covers your needs, keep using it. If your carrier panel extends beyond 1Fort's API connections, QuoteSweep fills the gap.
Frequently Asked Questions
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