State Farm: Real Estate Insurance Appetite
State Farm is a standard/admitted carrier. Farm and Ranch is available in 33 states. Most other products are generally nationwide, but availability and eligibility vary by state. State Farm Life Insurance Company is not licensed in MA, NY or WI.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Umbrella/Excess |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Businessowners Policy (BOP): A policy designed for small businesses that combines property and liability coverage into one package. (includes Data compromise and identity restoration, Backup of sewer and drain, Employee dishonesty)
- Commercial Auto: Coverage for vehicles used for business purposes, including liability and physical damage.
- Commercial Liability Umbrella (CLUP)
Limitations
- Does not offer Workers Comp, EPLI — may need separate placement
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