RLI: Real Estate Insurance Appetite
RLI is a standard/admitted carrier. RLI operates nationwide in all 50 states and D.C. Specific product availability varies: Contrac Pac not in NY/CO; Commercial Property not in LA; Public Transportation has multiple state-specific exclusions (NY, CA, TX, etc.).
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Commercial Auto |
| Umbrella/Excess |
Premium Range
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Typical annual premium
Target States
All 50 states + DC
Key Features
- Contrac Pac Package: Package policies for medium to large contractors. (includes Equipment Breakdown, Expanded Property Forms, GL Enhancement)
- Excess Liability for Small Businesses: True follow-form excess liability for small businesses through the Easy Excess program.
- Home Based Business Insurance: Coverage for business property and liability for home-based businesses. (includes Loss of Income, Identity Fraud Expense, Valuable Papers)
- Commercial Specialty Auto: Coverage for diverse fleet types including ambulances, couriers, and public entities. (includes Hired & Non-Owned Auto)
Limitations
- Does not offer Workers Comp, EPLI — may need separate placement
- Maximum revenue limit: $1000.0M
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$1,800-$10,000
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