StandardVerified Q1 2026
Source: Selective Insurance Group – Real Estate Insurance
Selective Insurance Group: Real Estate Insurance Appetite
Selective is a good fit for mid-size real estate operations in the Eastern US – property management firms, small landlord portfolios, and established brokerages. Their ability to bundle BOP, property, and professional liability into a single package is a key advantage over carriers that lack E&O.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
| Professional Liability |
Premium Range
$3,000-$40,000
Typical annual premium
Target States
30+ states, strongest in Eastern US
Key Features
- BOP for real estate offices and property management firms
- Commercial property for owned buildings and small rental portfolios
- Workers' comp for office staff, maintenance crews, and property managers
- Professional liability for real estate transaction E&O
- Umbrella/excess for landlords and property management companies
Limitations
- Large apartment complexes over 100 units need specialty habitational markets
- Real estate developers during active construction need separate builder's risk
- High-rise habitational is selectively written
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