PreferredVerified Q1 2026
Source: ERGO NEXT — Real Estate Insurance
ERGO NEXT Insurance: Real Estate Insurance Appetite
NEXT can provide basic E&O and GL for individual real estate agents and very small brokerages. Their online quoting is fast for agents who need coverage quickly to meet brokerage requirements. For established firms with employees, rental portfolios, or property management operations, use Hiscox, Travelers, or CNA.
Available Lines
| Line of Business |
|---|
| General Liability |
| Professional Liability |
| Business Owners Policy (BOP) |
Premium Range
$500-$3,000
Typical annual premium
Target States
All 50 states
Key Features
- E&O coverage for individual real estate agents and small brokerages
- Online quoting with fast binding for new agents needing coverage quickly
- Low minimum premiums for part-time and new real estate professionals
Limitations
- No commercial property coverage for rental portfolios or investment properties
- No workers' comp or umbrella available for real estate firms
- Property management companies with maintenance staff are excluded
Compare Other Carriers for Real Estate
Progressive CommercialStandard
$1,800-$10,000
TravelersStandard
$3,000-$20,000
CNAPreferred
$4,000-$25,000
HiscoxStandard
$600-$4,000
The HartfordStandard
$2,500-$20,000
EMPLOYERS HoldingsStandard
$600-$4,000
AcuityStandard
$2,000-$12,000
Erie InsuranceStandard
$2,000-$10,000
biBERKPreferred
$1,000-$8,000
AmTrust Financial ServicesStandard
$1,500-$10,000
BTISPreferred
$2,000-$15,000
Pie InsuranceStandard
$500-$4,000
NationwidePreferred
$1,500-$12,000
Liberty MutualStandard
$2,000-$15,000
ChubbPreferred
$3,000-$25,000
Cincinnati FinancialStandard
$1,500-$12,000
Hanover InsuranceStandard
$1,500-$12,000
Auto-Owners InsuranceStandard
$1,200-$10,000
Guard Insurance GroupStandard
$1,200-$8,000
Markel CorporationStandard
$3,000-$20,000
Coterie InsuranceStandard
$500-$3,000
Selective Insurance GroupStandard
$3,000-$40,000
Kinsale Capital GroupStandard
$3,000-$40,000
InsureonStandard
$400-$5,000