About QuoteSweep
Every Agent Knows This Morning
Log into Hartford. Enter the business name, FEIN, revenue, class code. Submit. Log into Travelers. Enter the same business name, the same FEIN, the same revenue, the same class code. Submit. Log into CNA. Do it again. Guard. Again. AmTrust. Again.
By the time you've quoted five carriers, it's lunchtime and you haven't talked to a single client.
This is how 442,000+ independent insurance agencies in the US operate today. It's manual, sequential, and hasn't fundamentally changed in 20 years. Not because agents are behind — because the technology failed them.
The Technology That Failed
For two decades, InsurTech companies waited for carriers to build APIs — digital connections that would let quoting tools pull data directly. After 20 years of waiting, the leading commercial quoting tool connects to 35 carriers.
There are 3,885 P&C carriers in the US. Only 86 have a quoting API. That leaves $425B+ in commercial premium with no API path.
85% of commercial premium flows through carriers that no API-based tool can reach — including the regional carriers, specialty markets, and MGAs that independent agents actually depend on for competitive placements. Every tool in the market hits the same ceiling because they all depend on the same approach: API partnerships that require each carrier's active cooperation.
$425B+
In commercial premium with no API path — carriers that no existing quoting tool can reach (est.)
86
Carriers with any quoting API out of 3,885 total P&C carriers in the US (Herald API Index, Nov 2024)
85%
Of commercial premium unreachable through any existing quoting technology
The Contrarian Bet
At QuoteSweep, we took a different approach: stop waiting for carriers to cooperate and go around them.
Agentic AI treats every carrier portal as a connection point — not a dead end. The same portal an agent navigates manually, our AI agents navigate autonomously. No API partnerships required. No carrier cooperation needed. If a carrier has a web portal, QuoteSweep can quote it.
This isn't adversarial to carriers. A regional carrier with 500 appointed agents benefits when those agents can quote them in minutes instead of skipping them because portal number seven takes another 15 minutes. QuoteSweep increases submission volume for every carrier in an agent's panel — especially the mid-market and specialty carriers who get skipped when quoting is manual.
The incumbents can't make this move. They built their businesses on carrier API partnerships. Adopting browser automation would mean telling those same carriers "we're going to automate your portal without your permission" — undermining the relationships they depend on. This is the classic innovator's dilemma. The people who understand the problem best are structurally prevented from solving it this way.
Founder Story
"I didn't come from insurance. I came from the data. 3,885 carriers, and only 86 have a quoting API. The market leader tops out at about 48. The agents I talked to confirmed what the numbers showed — an entire industry re-entering the same data into portal after portal, every day. QuoteSweep exists because that math doesn't make sense."
— Ankur, Founder & CEO
QuoteSweep started as an outsider's observation: an industry where $425B in premium is unreachable by existing technology, where the incumbents are structurally prevented from fixing it, and where the building block that makes the solution possible — reliable agentic AI across authenticated portals — just became commercially available. The problem was too obvious and too large to ignore.
What We Built
QuoteSweep dispatches autonomous AI browser agents directly to carrier portals — the same portals agents use manually. One application, multiple carriers, parallel quoting. Results stream back in real time.
Agentic Quoting
AI agents navigate carrier portals, fill applications, handle MFA and CAPTCHAs, and return quotes — all running in parallel across your carrier panel. What took 60 to 90 minutes manually takes under 5 minutes.
Appetite Intelligence
Before dispatching agents, QuoteSweep checks carrier appetite by class, state, and premium range. No wasted submissions. No declined-to-quote surprises. Every quote attempt generates structured data on which carriers write which risks — intelligence that doesn't exist anywhere else in the industry.
8 Lines of Business
BOP, general liability, workers' comp, commercial auto, umbrella, professional liability, cyber, and EPLI — from a single application.
Built for the Daily Workflow
Client management, saved business data that carries forward, side-by-side quote comparison, branded proposal generation, renewal tracking, and analytics. Everything an independent agent needs to move through their book faster than it piles up.
Why Now
Three things are true today that weren't true three years ago.
Infrastructure
The infrastructure exists.
Reliable agentic AI across authenticated, dynamic carrier portals at scale became commercially available in 2024–2025. The building block that makes QuoteSweep possible is new.
Talent Crisis
The talent crisis forces automation.
The US insurance sector is projected to lose 400,000 workers by 2026. Insurance industry unemployment sits at 1.5%. Agencies cannot hire their way out of the capacity problem. A tool that gives every agent the quoting throughput of two people isn't a nice-to-have — it's how agencies survive the staffing gap.
Hard Market
The hard market demands more shopping.
Carriers are tightening appetite, raising rates, and non-renewing risks. Agents need to quote more carriers per account to find competitive coverage. Clients whose renewals aren't remarketed will find out they're overpaying — and leave. Multi-carrier quoting at scale is now a retention strategy.
Milestones
The Insight
Discovered that 3,885 commercial P&C carriers exist in the US and only 86 offer quoting APIs — leaving $425B+ in premium with no API path. Evaluated 12 vertical markets. Commercial insurance scored highest by a wide margin.
First Carrier Live
Built the first agentic AI that could navigate a carrier portal, complete a commercial application, and return a bindable quote — without any API integration.
Appetite Engine Ships
Launched the appetite intelligence layer — three-tier filtering (static rules, real-time probing, observed outcomes) that prevents wasted submissions before they start.
70+ Carriers, 8 Lines
Expanded to 70+ carrier connections across BOP, GL, WC, commercial auto, umbrella, professional liability, cyber, and EPLI. Full production application with client management, proposals, and renewals.
Ready to See It Work?
Three free quotes. No credit card. See how your carrier panel looks when every portal fills simultaneously.
Questions? Book a call