Source: Pie Insurance — Workers' Compensation
Pie Insurance: Real Estate Insurance Appetite
Pie can write workers' comp for real estate offices and brokerages at competitive rates since these are primarily office-based, low-hazard operations. Property management firms with maintenance crews will have higher premiums due to the physical labor class codes. For the full real estate package, pair Pie's WC with CNA or Travelers for E&O and GL. The WC savings from Pie can make the split-carrier approach worthwhile even with the extra administrative effort.
Available Lines
| Line of Business |
|---|
| Workers' Compensation |
Premium Range
$500-$4,000
Typical annual premium
Target States
39 states + DC (excludes AK, HI, ME, MO, MT, ND, OH, SD, WA, WV, WY)
Key Features
- Workers' comp for real estate offices, brokerages, and property management companies
- Office-based class codes qualify for competitive low-hazard WC rates
- Fast digital quoting for standard real estate class codes
- Pay-as-you-go billing syncs with payroll for firms with independent contractor agents
Limitations
- Workers' compensation only — no E&O, GL, or commercial property coverage
- Real estate firms need separate professional liability (E&O) and GL coverage
- Property management companies with maintenance staff may face higher rates than pure office operations
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