Business Insurance by Industry
What insurance your business needs and what it typically costs, for 50 types of business. Each guide covers the coverages you need, typical cost ranges, the top risks, and the questions insurers ask before they quote.
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How These Guides Are Built
Each guide is built from which carriers publish appetite for that business type, Insureon's published cost medians where available, and the questions insurers ask before they quote. We update guides as appetite or pricing shifts. Pages are organized by industry below.
Trades & Construction (13)
Construction Subcontractors Insurance
NAICS 238990
$2,000 - $10,000 for businesses with $300K - $3M revenue
Courier & Delivery Services Insurance
NAICS 492110
$4,000 - $20,000 for businesses with $200K - $3M revenue
Electrical Contractors Insurance
NAICS 238210
$5,000 - $25,000+ for businesses with $500K - $5M revenue
Flooring Contractors Insurance
NAICS 238330
$2,000 - $10,000 for businesses with $200K - $2M revenue
Freight Brokers Insurance
NAICS 488510
$2,000 - $10,000 for businesses with $500K - $10M revenue
General Contractors Insurance
NAICS 236220
$5,000 - $25,000+ for businesses with $1M - $10M revenue
HVAC Contractors Insurance
NAICS 238220
$2,000 - $10,000 for businesses with $500K - $5M revenue
Painting Contractors Insurance
NAICS 238320
$2,000 - $10,000 for businesses with $200K - $2M revenue
Plumbing Contractors Insurance
NAICS 238220
$5,000 - $25,000+ for businesses with $500K - $5M revenue
Roofing Contractors Insurance
NAICS 238160
$2,000 - $10,000 for businesses with $500K - $5M revenue
Small Manufacturing Insurance
NAICS 332999
$2,000 - $10,000 for businesses with $500K - $10M revenue
Trucking & Transportation Insurance
NAICS 484121
$5,000 - $25,000+ for businesses with $500K - $10M revenue
Warehousing & Storage Insurance
NAICS 493110
$2,000 - $10,000 for businesses with $500K - $10M revenue
Food & Beverage (7)
Breweries & Craft Beverage Insurance
NAICS 312120
$2,000 - $10,000 for businesses with $500K - $5M revenue
Catering Companies Insurance
NAICS 722320
$2,000 - $10,000 for businesses with $200K - $2M revenue
Convenience Stores Insurance
NAICS 445120
$1,500 - $8,000 for businesses with $500K - $3M revenue
Food Trucks Insurance
NAICS 722330
$2,000 - $10,000 for businesses with $100K - $500K revenue
Liquor Stores Insurance
NAICS 445310
$1,500 - $8,000 for businesses with $300K - $3M revenue
Restaurants Insurance
NAICS 722511
$5,000 - $25,000+ for businesses with $500K - $3M revenue
Wineries & Vineyards Insurance
NAICS 312130
$2,000 - $10,000 for businesses with $300K - $5M revenue
Personal & Retail Services (14)
Beauty Salons & Spas Insurance
NAICS 812111
$2,500 - $12,000 for businesses with $150K - $1M revenue
Car Washes Insurance
NAICS 811192
$1,500 - $8,000 for businesses with $200K - $2M revenue
Cleaning Services Insurance
NAICS 561720
$5,000 - $25,000+ for businesses with $200K - $2M revenue
Daycare & Child Care Centers Insurance
NAICS 624410
$2,000 - $10,000 for businesses with $200K - $2M revenue
Event Planning Companies Insurance
NAICS 561920
$2,000 - $10,000 for businesses with $100K - $2M revenue
Fitness Studios & Gyms Insurance
NAICS 713940
$5,000 - $25,000+ for businesses with $200K - $2M revenue
Gas Stations & Convenience Stores Insurance
NAICS 447110
$1,500 - $8,000 for businesses with $1M - $10M revenue
Laundromats & Dry Cleaners Insurance
NAICS 812310
$1,500 - $8,000 for businesses with $150K - $1M revenue
Pawn Shops Insurance
NAICS 522298
$1,500 - $8,000 for businesses with $200K - $2M revenue
Pet Grooming Insurance
NAICS 812910
$2,000 - $10,000 for businesses with $100K - $500K revenue
Photography Studios & Photographers Insurance
NAICS 541921
$5,000 - $25,000+ for businesses with $50K - $500K revenue
Retail Stores Insurance
NAICS 453998
$5,000 - $25,000+ for businesses with $300K - $5M revenue
Self-Storage Facilities Insurance
NAICS 531130
$1,500 - $8,000 for businesses with $200K - $3M revenue
Tattoo & Piercing Studios Insurance
NAICS 812199
$2,000 - $10,000 for businesses with $100K - $500K revenue
Professional Services (8)
Accounting Firms Insurance
NAICS 541211
$5,000 - $25,000+ for businesses with $300K - $5M revenue
Co-Working Spaces Insurance
NAICS 531120
$1,500 - $8,000 for businesses with $200K - $3M revenue
IT Consulting Insurance
NAICS 541512
$5,000 - $25,000+ for businesses with $500K - $5M revenue
Law Firms Insurance
NAICS 541110
$5,000 - $25,000+ for businesses with $500K - $10M revenue
Property Management Companies Insurance
NAICS 531311
$5,000 - $25,000+ for businesses with $300K - $5M revenue
Real Estate Agents & Brokerages Insurance
NAICS 531210
$5,000 - $25,000+ for businesses with $200K - $5M revenue
Staffing & Temp Agencies Insurance
NAICS 561320
$2,000 - $10,000 for businesses with $1M - $20M revenue
Tutoring & Education Services Insurance
NAICS 611691
$2,000 - $10,000 for businesses with $100K - $1M revenue
Healthcare & Specialty (6)
Cannabis Dispensaries Insurance
NAICS 453998
$4,000 - $20,000 for businesses with $500K - $5M revenue
Churches & Religious Organizations Insurance
NAICS 813110
$1,500 - $8,000 for businesses with $100K - $3M revenue
Dental Practices Insurance
NAICS 621210
$5,000 - $25,000+ for businesses with $500K - $3M revenue
Medical Offices Insurance
NAICS 621111
$5,000 - $25,000+ for businesses with $500K - $5M revenue
Nonprofit Organizations Insurance
NAICS 813110
$1,500 - $8,000 for businesses with $200K - $5M revenue
Veterinary Practices Insurance
NAICS 541940
$5,000 - $25,000+ for businesses with $500K - $3M revenue
Other (2)
For Agents
If you're an agent quoting one of these classes, each page covers premium ranges and the typical coverage stack. To see which carriers write a class in seconds, try the QuoteSweep appetite checker or browse the full carrier directory.