Source: Travelers — Manufacturers Insurance
Travelers: Manufacturing Insurance Appetite
Travelers is a top-tier manufacturing market with deep underwriting expertise across metals, plastics, food processing, and electronics assembly. Their loss control team adds real value, and their product liability form is among the broadest in the admitted market. This should be your first call for mid-market manufacturers.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Inland Marine |
| Umbrella/Excess |
| Product Liability |
Premium Range
$10,000-$75,000
Typical annual premium
Target States
All 50 states
Key Features
- Dedicated manufacturing industry practice with specialized underwriters
- Broad product liability coverage including completed operations
- Equipment breakdown and boiler & machinery coverage integrated into property forms
- Loss control engineering services for factory safety and OSHA compliance
- High property limits available for large plant operations
Limitations
- Chemical manufacturing and explosive materials require E&S placement
- Companies with significant foreign product exposure need separate coverage review
- Start-up manufacturers with no operating history face higher minimum premiums
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