Source: Cincinnati Financial – Manufacturing Insurance
Cincinnati Financial: Manufacturing Insurance Appetite
Cincinnati Financial is a premier manufacturing market in the Midwest and Southeast. Their local underwriters understand manufacturing operations and can make competitive decisions quickly. They are particularly strong for metal fabrication, plastics, food processing, and light industrial operations. Their equipment breakdown and workers' comp programs add significant value for manufacturing accounts.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Inland Marine |
| Equipment Breakdown |
| Umbrella/Excess |
Premium Range
$4,500-$22,000
Typical annual premium
Target States
44 states (primarily Midwest, Southeast, Mid-Atlantic)
Key Features
- Deep manufacturing expertise – especially strong in Midwest industrial corridor
- Equipment breakdown with comprehensive mechanical and electrical failure coverage
- Workers' comp with on-site loss control and safety engineering
- Product liability included in GL for manufactured goods
- Competitive property rates for manufacturing facilities
Limitations
- Chemical processing and hazardous materials manufacturing excluded
- Not available in 6 states – geographic limitations apply
- Manufacturers with over $50M revenue need home office referral
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