Source: Guard Insurance Group — Business Insurance
Guard Insurance Group: Manufacturing Insurance Appetite
Guard's appetite for manufacturing is limited to light operations — small workshops, artisan producers, and assembly-only operations. Heavier manufacturing should go to Travelers, CNA, or an E&S market like Markel. Guard's small commercial focus means they're not built for complex manufacturing risks.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| General Liability |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
Premium Range
$3,000-$20,000
Typical annual premium
Target States
All 50 states + DC
Key Features
- BOP available for light manufacturing and assembly operations
- Workers' comp with experience mod consideration
- Can accommodate small workshops and artisan manufacturers
- Commercial auto for delivery vehicles
- Competitive pricing for low-hazard manufacturing
Limitations
- Heavy manufacturing, chemical, and industrial operations are excluded
- Product liability exposure must be modest — high-risk products declined
- Maximum payroll of $2M for workers' comp in manufacturing class codes
Compare Other Carriers for Manufacturing
$4,000-$15,000
$10,000-$75,000
$10,000-$80,000
$500-$4,000
$1,500-$8,000
$8,000-$75,000
$3,000-$20,000
$5,000-$50,000
$5,000-$40,000
$3,000-$20,000
$3,000-$25,000
$3,000-$15,000
$2,000-$15,000
$4,000-$18,000
$5,000-$25,000
$6,000-$30,000
$4,500-$22,000
$4,000-$18,000
$4,000-$20,000
$5,000-$50,000
Not available
$8,000-$100,000
$5,000-$100,000
$1,000-$10,000
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote
Contact carrier for quote