Source: Chubb – Manufacturing Insurance
Chubb: Manufacturing Insurance Appetite
Chubb provides the broadest manufacturing coverage available but at premium pricing. Their strength is in complex, mid-size to large manufacturers that need environmental liability, product recall, and global program capabilities. For standard light manufacturing, Liberty Mutual or CNA will be more cost-effective. Chubb excels for manufacturers where coverage breadth is paramount.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Inland Marine |
| Product Recall |
| Environmental Liability |
| Umbrella/Excess |
Premium Range
$6,000-$30,000
Typical annual premium
Target States
All 50 states and DC
Key Features
- Broadest form property coverage with agreed value and business income
- Product recall coverage for manufacturers with consumer product exposure
- Environmental liability for manufacturing operations with pollution risk
- Global programs for manufacturers with international supply chains
- High excess and umbrella limits up to $50M+
Limitations
- Explosives, ammunition, and pyrotechnics excluded
- Chemical processing with significant environmental exposure needs individual review
- Small manufacturers under $5M revenue may not meet minimum premium
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