Source: Kinsale Capital Group – Manufacturing Programs
Kinsale Capital Group: Manufacturing Insurance Appetite
Kinsale is a pure E&S carrier – surplus lines license required. They are one of the strongest E&S markets for manufacturing, especially for operations that standard carriers decline: chemical processing, heavy industrial, products with recall exposure, or manufacturers with adverse loss history. Essential market for manufacturing agents.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Products Liability |
| Excess Casualty |
| Environmental Liability |
| Professional Liability |
Premium Range
$5,000-$100,000
Typical annual premium
Target States
All 50 states (surplus lines basis)
Key Features
- Broad manufacturing appetite including heavy and industrial operations
- Products liability for manufacturers with complex product exposures
- Environmental liability for manufacturers with pollution and waste risks
- Excess casualty limits up to $25M for larger manufacturers
- Can write manufacturers with foreign ingredient or component sourcing
Limitations
- Surplus lines taxes and fees increase total cost
- Surplus lines license required for placing agent
- Workers' comp must be placed separately
Compare Other Carriers for Manufacturing
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