Source: Industry knowledge
Hiscox: Manufacturing Insurance Appetite
Hiscox has limited appetite for manufacturing, primarily covering small-scale operations and manufacturing sales representatives. Their online platform can accommodate some manufacturing class codes, but heavy or complex operations should go to Travelers or CNA. Use Hiscox only for very small or light manufacturing.
Available Lines
| Line of Business |
|---|
| General Liability |
| Professional Liability |
Premium Range
$500-$4,000
Typical annual premium
Target States
49 states (not available in Alaska)
Key Features
- GL available for small-scale and light manufacturing operations
- Professional liability for manufacturing sales representatives
- Online quoting for qualifying manufacturing class codes
Limitations
- Heavy construction, large-scale, and specialized manufacturing may not qualify
- No product recall, equipment breakdown, or inland marine coverage
- No workers' comp, commercial auto, or umbrella available
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