StandardVerified Q1 2026
Source: biBERK — Manufacturing Insurance
biBERK: Manufacturing Insurance Appetite
biBERK offers manufacturing insurance through their small business platform, with a dedicated page for manufacturers. Their focus is on workers' comp and basic GL/BOP for small manufacturing operations. For manufacturers needing comprehensive product liability, equipment breakdown, and high-limit property coverage, Travelers, CNA, or Acuity are stronger options. biBERK works best for very small manufacturers primarily needing workers' comp and basic liability.
Available Lines
| Line of Business |
|---|
| Workers' Compensation |
| General Liability |
| Business Owners Policy (BOP) |
| Commercial Auto |
| Umbrella/Excess |
Premium Range
$3,000-$20,000
Typical annual premium
Target States
All 50 states (varies by line)
Key Features
- Dedicated manufacturing insurance page with tailored coverage options
- Workers' comp for manufacturing employees at competitive rates
- Up to 20% savings through direct digital model
- BOP and GL coverage for small manufacturing operations
Limitations
- Direct-to-business only — no agent channel for placing manufacturing accounts
- No product liability or recall coverage highlighted — may need separate placement
- Small business focus means larger manufacturers may exceed underwriting appetite
Compare Other Carriers for Manufacturing
Progressive CommercialStandard
$4,000-$15,000
TravelersPreferred
$10,000-$75,000
CNAPreferred
$10,000-$80,000
HiscoxLimited
$500-$4,000
ERGO NEXT InsuranceStandard
$1,500-$8,000
The HartfordStandard
$8,000-$75,000
EMPLOYERS HoldingsLimited
$3,000-$20,000
AcuityPreferred
$5,000-$50,000
Erie InsurancePreferred
$5,000-$40,000
AmTrust Financial ServicesStandard
$3,000-$25,000
BTISLimited
$3,000-$15,000
Pie InsuranceLimited
$2,000-$15,000