Source: Auto-Owners Insurance – Manufacturing Insurance
Auto-Owners Insurance: Manufacturing Insurance Appetite
Auto-Owners is an excellent manufacturing market in the Midwest, where many US manufacturers are concentrated. Their local underwriters understand manufacturing operations and can price competitively. Particularly strong for automotive parts, metal fabrication, plastics, and food processing. Their workers' comp rates for manufacturing are among the most competitive in their territory.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Inland Marine |
| Equipment Breakdown |
| Umbrella/Excess |
Premium Range
$4,000-$20,000
Typical annual premium
Target States
26 states (Midwest and Southeast)
Key Features
- Deep manufacturing expertise in the Midwest industrial corridor
- Equipment breakdown with comprehensive coverage for production machinery
- Workers' comp with on-site safety consultation and loss control
- Product liability included in GL for manufactured goods
- Competitive property rates for manufacturing facilities
Limitations
- Chemical processing and hazardous materials manufacturing excluded
- Available in only 26 states – geographic limitations
- Manufacturers over $30M revenue need home office referral
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