StandardVerified Q1 2026
Source: Industry knowledge
ERGO NEXT Insurance: Manufacturing Insurance Appetite
ERGO NEXT can cover small and light manufacturing operations through their digital platform. Equipment breakdown coverage is available as part of the BOP. For larger or more complex manufacturing with significant product liability or recall exposure, Travelers and CNA offer broader specialized programs.
Available Lines
| Line of Business |
|---|
| General Liability |
| Business Owners Policy (BOP) |
| Workers' Compensation |
| Commercial Property |
| Commercial Auto |
Premium Range
$1,500-$8,000
Typical annual premium
Target States
All 50 states
Key Features
- BOP with equipment breakdown coverage for small manufacturers
- GL with product liability included for light manufacturing
- Workers' comp available for manufacturing employees
- Digital quoting and binding in under 10 minutes
Limitations
- Heavy manufacturing and complex operations may not qualify online
- No inland marine, recall coverage, or specialized manufacturing endorsements
- Large-scale operations should use Travelers or CNA for broader coverage
Compare Other Carriers for Manufacturing
Progressive CommercialStandard
$4,000-$15,000
TravelersPreferred
$10,000-$75,000
CNAPreferred
$10,000-$80,000
HiscoxLimited
$500-$4,000
The HartfordStandard
$8,000-$75,000
EMPLOYERS HoldingsLimited
$3,000-$20,000
AcuityPreferred
$5,000-$50,000
Erie InsurancePreferred
$5,000-$40,000
biBERKStandard
$3,000-$20,000
AmTrust Financial ServicesStandard
$3,000-$25,000
BTISLimited
$3,000-$15,000
Pie InsuranceLimited
$2,000-$15,000
NationwideStandard
$4,000-$18,000
Liberty MutualPreferred
$5,000-$25,000
ChubbStandard
$6,000-$30,000
Cincinnati FinancialPreferred
$4,500-$22,000
Hanover InsuranceStandard
$4,000-$18,000
Auto-Owners InsurancePreferred
$4,000-$20,000
Guard Insurance GroupLimited
$3,000-$20,000
Markel CorporationStandard
$5,000-$50,000
Coterie InsuranceDeclined
Not available
Selective Insurance GroupStandard
$8,000-$100,000
Kinsale Capital GroupPreferred
$5,000-$100,000
InsureonStandard
$1,000-$10,000
SentryStandard
$8,000-$60,000