Source: Erie Insurance — Manufacturers Insurance
Erie Insurance: Manufacturing Insurance Appetite
Erie's 12-state territory covers the heart of American manufacturing — Pennsylvania, Ohio, Indiana, and Illinois. Their dedicated manufacturer insurance page indicates this is a named specialty class. For mid-market manufacturers in Erie's territory, this should be a primary market alongside Travelers and CNA. Erie's local agent network provides strong service for manufacturers needing hands-on support.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Inland Marine |
| Umbrella/Excess |
| Product Liability |
Premium Range
$5,000-$40,000
Typical annual premium
Target States
12 states + DC (IL, IN, KY, MD, NC, NY, OH, PA, TN, VA, WV, WI)
Key Features
- Dedicated manufacturer insurance program covering machinery, products, and employees
- Coverage designed to help manufacturers bounce back quickly after a setback
- Equipment breakdown coverage for manufacturing machinery
- Product liability for manufactured goods entering the supply chain
- Strong presence in the PA, OH, IN, and IL manufacturing corridor
Limitations
- Only available in 12 states + DC — not available for manufacturers outside territory
- Large manufacturers with $50M+ revenue may need national carrier capacity
- Chemical processing and explosive materials may face underwriting restrictions
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