Source: Selective Insurance Group — Distribution Insurance
Selective Insurance Group: Wholesale Distribution Insurance Appetite
Selective is competitive for mid-size wholesale distributors in the Eastern US. Their commercial package bundles property, auto, and GL effectively for warehouse-based operations. Sweet spot is $5,000-$60,000 premium. For national or very large distribution operations, Travelers or CNA will offer broader capacity.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Umbrella/Excess |
| Inland Marine |
| Products Liability |
Premium Range
$5,000-$60,000
Typical annual premium
Target States
30+ states, strongest in Eastern US
Key Features
- Commercial package for mid-size distributors with warehouse and fleet
- Inland marine for goods in transit and warehouse stock
- Commercial auto program for distribution fleets up to 30 vehicles
- Workers' comp for warehouse and delivery employees
- Products liability for distributors of consumer goods
Limitations
- Hazardous materials distributors are excluded
- Food distributors with cold chain requirements need additional review
- Very large distribution operations may exceed program capacity
Compare Other Carriers for Wholesale Distribution
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