Source: Liberty Mutual — Distribution Insurance
Liberty Mutual: Wholesale Distribution Insurance Appetite
Liberty Mutual is a strong market for wholesale distribution, especially for operations with significant fleet and warehouse exposure. Their product recall coverage is a differentiator for food and consumer goods distributors. Their loss control services for warehouse operations add value beyond just the insurance. Competitive with Travelers and CNA for mid-size distribution accounts.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Commercial Auto |
| Workers' Compensation |
| Inland Marine |
| Product Recall |
| Umbrella/Excess |
Premium Range
$4,000-$20,000
Typical annual premium
Target States
All 50 states and DC
Key Features
- Comprehensive GL with product liability for distributed goods
- Commercial auto for distribution fleets of all sizes
- Inland marine for goods in transit with broad form coverage
- Product recall coverage for food and consumer goods distributors
- Workers' comp with warehouse safety and ergonomic programs
Limitations
- Hazardous materials distributors require individual underwriting review
- Pharmaceutical and controlled substance distributors are excluded
- International import/export operations need ocean marine coverage separately
Compare Other Carriers for Wholesale Distribution
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