Source: Progressive Commercial — Business Insurance
Progressive Commercial: Wholesale Distribution Insurance Appetite
Progressive is a solid option for small to mid-size wholesale distributors, especially those with fleet exposure. Their commercial auto pricing is often the most competitive part of the package. For larger operations or those with significant product liability, Travelers or CNA will offer broader coverage.
Available Lines
| Line of Business |
|---|
| General Liability |
| Business Owners Policy (BOP) |
| Commercial Auto |
| Commercial Property |
| Workers' Compensation |
| Inland Marine |
| Umbrella/Excess |
Premium Range
$3,000-$15,000
Typical annual premium
Target States
49 states (not available in Hawaii)
Key Features
- Commercial auto program handles distribution fleets up to 20 vehicles
- BOP available for warehouse-based wholesale operations under $10M revenue
- Inland marine for goods in transit and warehouse stock
- Flexible billing and pay-as-you-go workers' comp options
Limitations
- Food and beverage distributors with temperature-controlled inventory require separate review
- Hazardous materials distributors are excluded
- Warehouses over 50,000 sq ft may exceed BOP property limits
Compare Other Carriers for Wholesale Distribution
$6,000-$40,000
$7,000-$45,000
$500-$3,000
$1,500-$8,000
$5,000-$40,000
$1,500-$10,000
$4,000-$30,000
$4,000-$30,000
$2,000-$12,000
$2,000-$15,000
$2,000-$10,000
$1,000-$8,000
$3,000-$16,000
$4,000-$20,000
$5,000-$25,000
$3,000-$18,000
$3,000-$16,000
$2,500-$15,000
$2,000-$12,000
$3,000-$25,000
$800-$3,000
$5,000-$60,000
$3,000-$50,000
$800-$8,000