Source: Auto-Owners Insurance – Distribution Insurance
Auto-Owners Insurance: Wholesale Distribution Insurance Appetite
Auto-Owners is a solid distribution market in the Midwest, where many wholesale and distribution operations are based. Their pricing is competitive for small to mid-size distributors, and their claims service is consistently well-rated. For national distribution operations or those needing specialty coverage, Liberty Mutual or Travelers will offer broader programs.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Commercial Auto |
| Workers' Compensation |
| Inland Marine |
| Equipment Breakdown |
| Umbrella/Excess |
Premium Range
$2,500-$15,000
Typical annual premium
Target States
26 states (Midwest and Southeast)
Key Features
- GL with product liability for distributed goods
- Commercial property for warehouse and distribution facilities
- Commercial auto for distribution fleets at competitive rates
- Inland marine for goods in transit
- Equipment breakdown for forklifts, conveyors, and warehouse equipment
Limitations
- Hazardous materials distributors are excluded
- Available in only 26 states – geographic limitations
- Large warehouses over 50,000 sq ft need individual underwriting
Compare Other Carriers for Wholesale Distribution
$3,000-$15,000
$6,000-$40,000
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