Source: Hanover Insurance – Distribution Insurance
Hanover Insurance: Wholesale Distribution Insurance Appetite
Hanover handles wholesale distribution adequately in their territory but is not a specialty distribution market. Best for small to mid-size distributors in the Northeast who value a relationship-based carrier. For larger operations or those needing national coverage, Liberty Mutual or Travelers will offer broader programs.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Commercial Auto |
| Workers' Compensation |
| Inland Marine |
| Equipment Breakdown |
| Umbrella/Excess |
Premium Range
$3,000-$16,000
Typical annual premium
Target States
36 states (strongest in Northeast and Mid-Atlantic)
Key Features
- GL with product liability for distributed goods
- Commercial property for warehouse and distribution facilities
- Commercial auto for distribution fleets
- Inland marine for goods in transit
- Equipment breakdown for warehouse equipment and machinery
Limitations
- Hazardous materials distributors are excluded
- Not available in 14 states – geographic limitations
- Large warehouses over 75,000 sq ft need individual underwriting
Compare Other Carriers for Wholesale Distribution
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