PreferredVerified Q1 2026
Source: Acuity — Wholesaler and Distributor Insurance
Acuity: Wholesale Distribution Insurance Appetite
Wholesale distribution is one of Acuity's specifically named commercial lines categories with a dedicated insurance page. They have the expertise to handle a wide range of product types from food to industrial materials. In their operating territory, Acuity competes directly with CNA and Travelers for mid-market distribution accounts. Their commercial auto capability is a differentiator for distributors with delivery fleets.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Inland Marine |
| Umbrella/Excess |
Premium Range
$4,000-$30,000
Typical annual premium
Target States
32 states (Midwest/Central focus)
Key Features
- Expertise insuring all kinds of wholesalers — fresh produce, plastics, building materials, and more
- Full coverage package: WC, GL, property, commercial auto, cyber, and crime
- Adequate coverage for both large wholesale operations and small distributors
- Inland marine and commercial auto for goods in transit
- Bis-Pak policy with built-in business income protection
Limitations
- Limited to 32-state operating territory
- Chemical and hazardous materials distribution may require specialty placement
- Very large national distribution networks may exceed mid-market capacity
Compare Other Carriers for Wholesale Distribution
Progressive CommercialStandard
$3,000-$15,000
TravelersStandard
$6,000-$40,000
CNAPreferred
$7,000-$45,000
HiscoxLimited
$500-$3,000
ERGO NEXT InsuranceStandard
$1,500-$8,000
The HartfordStandard
$5,000-$40,000
EMPLOYERS HoldingsStandard
$1,500-$10,000
Erie InsurancePreferred
$4,000-$30,000
biBERKStandard
$2,000-$12,000
AmTrust Financial ServicesStandard
$2,000-$15,000
BTISLimited
$2,000-$10,000
Pie InsuranceStandard
$1,000-$8,000