Source: Chubb — Distribution Insurance
Chubb: Wholesale Distribution Insurance Appetite
Chubb handles wholesale distribution well for mid-size to large operations that need the broadest coverage terms. Their product recall and environmental liability capabilities set them apart. For standard small to mid-size distributors, Liberty Mutual or Travelers will be more cost-effective. Chubb is the right choice when coverage breadth and high limits are the priority.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Commercial Auto |
| Workers' Compensation |
| Inland Marine |
| Product Recall |
| Environmental Liability |
| Umbrella/Excess |
Premium Range
$5,000-$25,000
Typical annual premium
Target States
All 50 states and DC
Key Features
- Broadest form GL with worldwide product liability coverage
- Product recall for food, beverage, and consumer goods distributors
- Environmental liability for distributors with warehouse contamination risk
- Inland marine with broad form transit coverage including temperature-controlled
- Global programs for distributors with international supply chains
Limitations
- Hazardous materials and chemical distributors require individual underwriting
- Pharmaceutical distributors with controlled substances are excluded
- Small distributors under $5M revenue may not meet minimum premium
Compare Other Carriers for Wholesale Distribution
$3,000-$15,000
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