Source: Insureon – Business Insurance
Insureon: Wholesale Distribution Insurance Appetite
Insureon is a digital marketplace, not a carrier. Policies are issued through partners. For wholesale distribution, Insureon can match small distributors with carrier quotes for GL, BOP, and commercial auto. Mid-to-large distributors with complex inland marine or products liability needs should work directly with carriers like Selective, Travelers, or CNA.
Available Lines
| Line of Business |
|---|
| General Liability |
| Business Owners Policy (BOP) |
| Workers' Compensation |
| Commercial Auto |
| Professional Liability |
| Cyber Insurance |
Premium Range
$800-$8,000
Typical annual premium
Target States
All 50 states (through carrier partners)
Key Features
- Multiple carrier quotes for small distributor GL and BOP
- Commercial auto comparison for delivery fleets
- Workers' comp quotes for warehouse and delivery class codes
- Partners include Hartford, Travelers, Progressive, and others
- Online application with distribution-specific questions
Limitations
- Policies issued through carrier partners, not Insureon directly
- Hazardous materials distributors may have no carrier matches
- Inland marine and goods-in-transit coverage depends on matched carrier
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