PreferredVerified Q1 2026
Source: CNA Industries
CNA: Wholesale Distribution Insurance Appetite
CNA competes well with Travelers on wholesale distribution accounts. Their product liability form handles vendor liability exposure effectively, and their property program accommodates large warehouse inventories. Get quotes from both CNA and Travelers to give your distribution clients the best terms.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Commercial Auto |
| Inland Marine |
| Umbrella/Excess |
| Product Liability |
Premium Range
$7,000-$45,000
Typical annual premium
Target States
All 50 states
Key Features
- Product liability coverage with vendor endorsement for distributor liability
- Stock throughput and inland marine for goods in transit and warehouse inventory
- Equipment breakdown coverage for warehouse machinery and refrigeration systems
- Loss control resources for warehouse operations and forklift safety
Limitations
- Pharmaceutical and chemical distributors need specialty placement
- Importers with direct foreign sourcing need separate foreign liability coverage
- Distributors with recall exposure above $1M need excess recall markets
Compare Other Carriers for Wholesale Distribution
Progressive CommercialStandard
$3,000-$15,000
TravelersStandard
$6,000-$40,000
HiscoxLimited
$500-$3,000
ERGO NEXT InsuranceStandard
$1,500-$8,000
The HartfordStandard
$5,000-$40,000
EMPLOYERS HoldingsStandard
$1,500-$10,000
AcuityPreferred
$4,000-$30,000
Erie InsurancePreferred
$4,000-$30,000
biBERKStandard
$2,000-$12,000
AmTrust Financial ServicesStandard
$2,000-$15,000
BTISLimited
$2,000-$10,000
Pie InsuranceStandard
$1,000-$8,000
NationwideStandard
$3,000-$16,000
Liberty MutualPreferred
$4,000-$20,000
ChubbStandard
$5,000-$25,000
Cincinnati FinancialPreferred
$3,000-$18,000
Hanover InsuranceStandard
$3,000-$16,000
Auto-Owners InsuranceStandard
$2,500-$15,000
Guard Insurance GroupStandard
$2,000-$12,000
Markel CorporationStandard
$3,000-$25,000
Coterie InsuranceLimited
$800-$3,000
Selective Insurance GroupStandard
$5,000-$60,000
Kinsale Capital GroupStandard
$3,000-$50,000
InsureonStandard
$800-$8,000