StandardVerified Q1 2026
Source: Travelers — Healthcare Industry Insurance
Travelers: Healthcare Offices Insurance Appetite
Travelers provides a comprehensive package for healthcare offices that need GL, professional liability, and cyber in one program. Their forms are well-suited for physician practices, dental offices, and physical therapy clinics. For hospitals or surgical centers, you will need a specialty healthcare market like CNA or MEDPRO.
Available Lines
| Line of Business |
|---|
| General Liability |
| Business Owners Policy (BOP) |
| Commercial Property |
| Workers' Compensation |
| Professional Liability |
| Umbrella/Excess |
| Cyber Liability |
| Employment Practices Liability |
Premium Range
$5,000-$30,000
Typical annual premium
Target States
All 50 states
Key Features
- Professional liability available for physicians, dentists, and allied health providers
- Cyber liability coverage for HIPAA breach response and notification costs
- EPLI endorsement covers wage and hour disputes in medical offices
- Package pricing when combining GL, professional liability, and cyber
Limitations
- Surgical centers and ambulatory surgery facilities require specialty underwriting
- Mental health practitioners in high-litigation states face rate surcharges
- Large physician groups over 20 providers move to middle market with longer timelines
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