StandardVerified Q1 2026
Source: Acuity — Office Insurance
Acuity: Healthcare Offices Insurance Appetite
Acuity covers healthcare offices for the standard lines (GL, property, WC) but does not offer dedicated medical malpractice coverage. For practices needing professional liability, use CNA HealthPro as the primary market and Acuity as a supplementary carrier for the GL/property/WC package. Veterinarian offices are a particularly good fit for Acuity given their dedicated vet coverage.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Business Owners Policy (BOP) |
| Umbrella/Excess |
Premium Range
$3,000-$15,000
Typical annual premium
Target States
32 states (Midwest/Central focus)
Key Features
- Medical, dental, and veterinarian clinics covered under the office insurance program
- Workers' comp for healthcare office staff with understanding of clinical workplace injuries
- Property coverage for medical equipment and office buildout
- Bis-Pak bundles coverage for streamlined small practice protection
Limitations
- No dedicated medical malpractice product — professional liability is limited to select professions
- Hospitals, surgical centers, and large multi-specialty groups are outside appetite
- Limited to 32-state operating territory
Compare Other Carriers for Healthcare Offices
Progressive CommercialLimited
$2,000-$8,000
TravelersStandard
$5,000-$30,000
CNAPreferred
$6,000-$40,000
HiscoxPreferred
$800-$6,000
ERGO NEXT InsuranceLimited
$800-$4,000
The HartfordPreferred
$3,000-$25,000
EMPLOYERS HoldingsPreferred
$1,500-$10,000
Erie InsuranceStandard
$3,000-$15,000
biBERKPreferred
$2,000-$12,000
AmTrust Financial ServicesPreferred
$2,000-$15,000
BTISStandard
$2,000-$12,000
Pie InsurancePreferred
$1,500-$10,000
NationwideLimited
$2,000-$10,000
Liberty MutualLimited
$2,500-$12,000
ChubbStandard
$4,000-$25,000
Cincinnati FinancialLimited
$2,000-$10,000
Hanover InsuranceLimited
$2,000-$10,000
Auto-Owners InsuranceLimited
$1,800-$9,000