LimitedVerified Q1 2026
Source: Nationwide – Business Insurance
Nationwide: Healthcare Offices Insurance Appetite
Nationwide can only cover the property and GL side of healthcare offices – medical billing, health consulting, and administrative operations. Any practice with direct patient care needs a medical malpractice carrier like CNA, The Hartford, or a specialty medical market. Use Nationwide as a supporting carrier only.
Available Lines
| Line of Business |
|---|
| General Liability |
| Business Owners Policy (BOP) |
| Workers' Compensation |
| Commercial Property |
Premium Range
$2,000-$10,000
Typical annual premium
Target States
All 50 states and DC
Key Features
- BOP available for non-clinical healthcare offices and administrative facilities
- Workers' comp for medical office clerical and administrative staff
- Property coverage for medical office buildings and tenant improvements
- Can cover medical billing companies and health IT firms
Limitations
- No medical malpractice or professional liability for practitioners
- Clinical practices with patient treatment are excluded
- Surgical centers, labs, and imaging centers need specialty markets
- Pharmacies are excluded from standard BOP program
Compare Other Carriers for Healthcare Offices
Progressive CommercialLimited
$2,000-$8,000
TravelersStandard
$5,000-$30,000
CNAPreferred
$6,000-$40,000
HiscoxPreferred
$800-$6,000
ERGO NEXT InsuranceLimited
$800-$4,000
The HartfordPreferred
$3,000-$25,000
EMPLOYERS HoldingsPreferred
$1,500-$10,000
AcuityStandard
$3,000-$15,000
Erie InsuranceStandard
$3,000-$15,000
biBERKPreferred
$2,000-$12,000
AmTrust Financial ServicesPreferred
$2,000-$15,000
BTISStandard
$2,000-$12,000
Pie InsurancePreferred
$1,500-$10,000
Liberty MutualLimited
$2,500-$12,000
ChubbStandard
$4,000-$25,000
Cincinnati FinancialLimited
$2,000-$10,000
Hanover InsuranceLimited
$2,000-$10,000
Auto-Owners InsuranceLimited
$1,800-$9,000