StandardVerified Q1 2026
Source: Chubb – Healthcare Insurance
Chubb: Healthcare Offices Insurance Appetite
Chubb has a genuine healthcare specialty that distinguishes them from most general commercial carriers. They offer medical malpractice alongside property and GL, making them a more complete solution for healthcare offices. Their cyber product with HIPAA-specific coverage is particularly valuable. Premium-priced but offers the broadest protection for physicians, dentists, and medical groups.
Available Lines
| Line of Business |
|---|
| General Liability |
| Business Owners Policy (BOP) |
| Professional Liability (Medical Malpractice) |
| Workers' Compensation |
| Commercial Property |
| Cyber Insurance |
| Directors & Officers |
| Umbrella/Excess |
Premium Range
$4,000-$25,000
Typical annual premium
Target States
All 50 states and DC
Key Features
- Medical malpractice coverage for physicians, dentists, and allied health
- Cyber insurance with HIPAA-specific breach response and regulatory defense
- D&O for medical groups and healthcare management companies
- Broadest form property coverage for medical equipment and facilities
- Claims-made and occurrence forms available for malpractice
Limitations
- Large hospital systems and health networks need specialty healthcare programs
- Surgical centers with high-risk specialties require individual underwriting
- Long-term care facilities and nursing homes are excluded
Compare Other Carriers for Healthcare Offices
Progressive CommercialLimited
$2,000-$8,000
TravelersStandard
$5,000-$30,000
CNAPreferred
$6,000-$40,000
HiscoxPreferred
$800-$6,000
ERGO NEXT InsuranceLimited
$800-$4,000
The HartfordPreferred
$3,000-$25,000
EMPLOYERS HoldingsPreferred
$1,500-$10,000
AcuityStandard
$3,000-$15,000
Erie InsuranceStandard
$3,000-$15,000
biBERKPreferred
$2,000-$12,000
AmTrust Financial ServicesPreferred
$2,000-$15,000
BTISStandard
$2,000-$12,000
Pie InsurancePreferred
$1,500-$10,000
NationwideLimited
$2,000-$10,000
Liberty MutualLimited
$2,500-$12,000
Cincinnati FinancialLimited
$2,000-$10,000
Hanover InsuranceLimited
$2,000-$10,000
Auto-Owners InsuranceLimited
$1,800-$9,000