Source: BTIS — Professional Liability Programs
BTIS: Healthcare Offices Insurance Appetite
BTIS can place allied health and small medical office risks through their professional liability carrier partners. Their sweet spot is smaller healthcare offices — think single-provider chiropractic clinics, physical therapy practices, and counseling offices — where the professional liability exposure is moderate. For physician practices and larger medical groups needing dedicated medical malpractice coverage, agents should lead with CNA's HealthPro program or specialty medical malpractice carriers. BTIS works best here as a secondary market for allied health classes that fall outside standard carrier appetites.
Available Lines
| Line of Business |
|---|
| General Liability |
| Professional Liability |
| Workers' Compensation |
Premium Range
$2,000-$12,000
Typical annual premium
Target States
All 50 states
Key Features
- Allied health professional liability through specialty carrier partners
- GL and WC for medical offices, therapy clinics, and dental practices
- Coverage for chiropractors, physical therapists, occupational therapists, and similar allied health providers
Limitations
- Physicians, surgeons, and OB/GYN practices require specialized medical malpractice markets
- No HIPAA-specific cyber liability program through BTIS
- Large medical groups and multi-specialty practices exceed BTIS program limits
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