LimitedVerified Q1 2026
Source: Progressive Commercial — Business Insurance
Progressive Commercial: Healthcare Offices Insurance Appetite
Progressive can only handle the property and GL side for healthcare offices that are primarily administrative. Any practice with patient contact needs malpractice coverage from CNA, MEDPRO, or a specialty medical market. Use Progressive only as a supporting carrier here.
Available Lines
| Line of Business |
|---|
| Business Owners Policy (BOP) |
| Workers' Compensation |
| Commercial Auto |
Premium Range
$2,000-$8,000
Typical annual premium
Target States
49 states (not available in Hawaii)
Key Features
- BOP available for non-clinical office-based healthcare businesses
- Workers' comp for medical office staff with clerical class codes
- Can cover medical billing, health consultants, and administrative offices
Limitations
- No medical malpractice or professional liability coverage available
- Clinical practices, surgical centers, and labs are excluded
- Dental and veterinary offices must be submitted through specialty programs
Compare Other Carriers for Healthcare Offices
TravelersStandard
$5,000-$30,000
CNAPreferred
$6,000-$40,000
HiscoxPreferred
$800-$6,000
ERGO NEXT InsuranceLimited
$800-$4,000
The HartfordPreferred
$3,000-$25,000
EMPLOYERS HoldingsPreferred
$1,500-$10,000
AcuityStandard
$3,000-$15,000
Erie InsuranceStandard
$3,000-$15,000
biBERKPreferred
$2,000-$12,000
AmTrust Financial ServicesPreferred
$2,000-$15,000
BTISStandard
$2,000-$12,000
Pie InsurancePreferred
$1,500-$10,000
NationwideLimited
$2,000-$10,000
Liberty MutualLimited
$2,500-$12,000
ChubbStandard
$4,000-$25,000
Cincinnati FinancialLimited
$2,000-$10,000
Hanover InsuranceLimited
$2,000-$10,000
Auto-Owners InsuranceLimited
$1,800-$9,000