StandardVerified Q1 2026
Source: Erie Insurance — Veterinarians & Pet Care
Erie Insurance: Healthcare Offices Insurance Appetite
Erie covers healthcare offices through their general commercial platform, with veterinarians getting a dedicated industry package. For medical and dental practices needing malpractice coverage, use CNA HealthPro as the primary market and Erie for the GL/property/WC package. Erie's vet and pet care program is a standout for veterinary practices in their territory.
Available Lines
| Line of Business |
|---|
| General Liability |
| Commercial Property |
| Workers' Compensation |
| Business Owners Policy (BOP) |
| Umbrella/Excess |
Premium Range
$3,000-$15,000
Typical annual premium
Target States
12 states + DC (IL, IN, KY, MD, NC, NY, OH, PA, TN, VA, WV, WI)
Key Features
- Veterinarians and pet care providers have a dedicated industry package
- General medical and dental offices covered through the professional services program
- Property coverage for medical equipment and office buildout
- Workers' comp for healthcare staff including clinical and administrative employees
Limitations
- No dedicated medical malpractice product — professional liability is limited
- Only available in 12 states + DC
- Hospitals, surgical centers, and large health systems are outside appetite
Compare Other Carriers for Healthcare Offices
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ERGO NEXT InsuranceLimited
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The HartfordPreferred
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EMPLOYERS HoldingsPreferred
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AcuityStandard
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biBERKPreferred
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AmTrust Financial ServicesPreferred
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