PreferredVerified Q1 2026
Source: biBERK — Healthcare Insurance
biBERK: Healthcare Offices Insurance Appetite
biBERK has a dedicated healthcare insurance page with medical malpractice coverage for many provider types — but notably excludes physicians and surgeons. This makes biBERK a good option for dental offices, therapy practices, chiropractic offices, and allied health providers. For physician practices, use CNA HealthPro. biBERK's cyber coverage for HIPAA compliance is a useful add-on for healthcare offices handling patient data.
Available Lines
| Line of Business |
|---|
| General Liability |
| Professional Liability |
| Workers' Compensation |
| Business Owners Policy (BOP) |
| Umbrella/Excess |
| Cyber Liability |
Premium Range
$2,000-$12,000
Typical annual premium
Target States
All 50 states (varies by line)
Key Features
- Dedicated healthcare insurance page for medical practices
- Medical malpractice coverage for many healthcare provider types (excluding physicians and surgeons)
- Up to 20% savings on healthcare professional liability
- Cyber insurance for HIPAA compliance and patient data protection
- Online quoting tailored for healthcare practice managers
Limitations
- Physicians and surgeons are excluded from medical malpractice coverage
- Direct-to-business only — no agent channel
- Hospitals, surgical centers, and large health systems are outside appetite
Compare Other Carriers for Healthcare Offices
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AcuityStandard
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Erie InsuranceStandard
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AmTrust Financial ServicesPreferred
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Pie InsurancePreferred
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