Acuity Appetite Guide
Acuity appetite across 19 business classes. Available in 32 states (midwest/central focus).
Acuity writes restaurants but they are not a core specialty class like contractors or trucking. They offer a solid full-package solution including liquor liability, which is a differentiator. Best for Midwest-based single-location and small-chain restaurants. For national restaurant accounts, Progressive or Travelers will have broader state availability.
Preferred Appetite (7 classes)
preferredGeneral Contractors
General Liability · Workers' Compensation · Commercial Auto
preferredManufacturing
General Liability · Commercial Property · Workers' Compensation
preferredTrucking
Commercial Auto · General Liability · Workers' Compensation
preferredWholesale Distribution
General Liability · Commercial Property · Workers' Compensation
preferredPlumbing Contractors
General Liability · Commercial Property · Workers' Compensation
preferredElectrical Contractors
General Liability · Commercial Property · Workers' Compensation
preferredAuto Repair Shops
General Liability · Commercial Property · Workers' Compensation
Standard Appetite (12 classes)
standardRestaurants
General Liability · Commercial Property · Workers' Compensation
standardRetail Stores
General Liability · Commercial Property · Workers' Compensation
standardProfessional Services
General Liability · Commercial Property · Workers' Compensation
standardTechnology Companies
General Liability · Commercial Property · Workers' Compensation
standardHealthcare Offices
General Liability · Commercial Property · Workers' Compensation
standardReal Estate
General Liability · Commercial Property · Workers' Compensation
standardCleaning Services
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLandscaping & Lawn Care
Business Owners Policy (BOP) · General Liability · Commercial Property
standardBeauty Salons & Spas
Business Owners Policy (BOP) · General Liability · Commercial Property
standardAccounting Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardLaw Firms
Business Owners Policy (BOP) · General Liability · Commercial Property
standardHealthcare / Medical
Business Owners Policy (BOP) · General Liability · Commercial Property
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