PreferredVerified Q1 2026
Source: Acuity — Commercial Truck Insurance
Acuity: Trucking Insurance Appetite
Acuity is one of the strongest trucking markets in the Midwest. Their broad appetite, continuously expanding eligibility, and dedicated motor carrier resources make them a primary market for trucking accounts in their operating territory. Quote Acuity alongside Progressive Commercial for every trucking account. Their Trucking Guidelines brochure makes it easy to pre-qualify accounts before submission.
Available Lines
| Line of Business |
|---|
| Commercial Auto |
| General Liability |
| Workers' Compensation |
| Cargo Insurance |
| Umbrella/Excess |
Premium Range
$8,000-$60,000
Typical annual premium
Target States
32 states (Midwest/Central focus)
Key Features
- Strong commitment to trucking — 'Acuity loves truckers' is a company mantra
- Broad appetite including long-haul, flatbed, milk haulers, double trailers, and livestock haulers
- Motor carrier toolbox with free compliance and safety resources for CSA program
- Detailed Trucking Guidelines brochure with clear MVR acceptability criteria
- Expanding eligibility — recently added milk haulers, double trailers, and livestock haulers WC
Limitations
- Limited to 32-state territory — national fleets need additional carriers for uncovered states
- Owner-operator models with independent contractors may face additional scrutiny
- Hazmat and tanker operations may have restricted appetite
Compare Other Carriers for Trucking
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$5,000-$25,000+
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$15,000-$60,000
CNALimited
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ERGO NEXT InsuranceLimited
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The HartfordLimited
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EMPLOYERS HoldingsDeclined
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Erie InsuranceLimited
$5,000-$25,000
biBERKStandard
$5,000-$30,000
AmTrust Financial ServicesDeclined
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BTISDeclined
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